Modern medicine is doing more than ever before to prevent diseases and their complications, and now Medicare is covering more of the medical care that can help you stay well. Medicare covers preventive screenings and new options to prevent the complications of chronic diseases. Starting January 1, 2006, Medicare will provide dependable prescription drug coverage that will make it easier for everyone with Medicare to pay for the drugs they need to stay healthy.

For a summary of Medicare benefits, rights and protections, and answers to the most frequently asked questions about Medicare, please visit the official Medicare website. The Medicare Eligibility Tool will help you find out if you are eligible for benefits.

Medicare recipients are now eligible for prescription drug coverage - regardless of income, resources, health status, or current prescription expenses.

Like other prescription insurance plans, if you choose to enroll in one of Medicare's prescription drug programs, you will pay a monthly premium, which varies by plan, and a yearly deductible (no more than $250 in 2006). You will also pay a part of the cost of your prescriptions, including a co-payment or co-insurance.

If you have limited income and resources, you may qualify for extra financial assistance, and you may not have to pay a premium or a deductible.

You may sign up for the Medicare prescription drug program until May 15, 2006. If you are eligible for the prescription drug program and don't sign up by May 15, 2006, additional charges may apply. Your next opportunity to enroll is from November 15, 2006 to December 31, 2006.

Please visit the Medicare prescription drug program website or My Medicare Matters for additional information.